Consumer Report Plus (Self-report)
The Consumer Report Plus is the most comprehensive report that extends Consumer Report with our scoring information – Creditinfo Predictor. The report shows all the available credit information on the consumer in the database. In addition to credit information, it contains information about inquiries made on the consumer and may also include personal information. It also shows records of repayments on previous and current loans. Unlike the Creditinfo Report Plus, this report will identifies the name of the institutions.
The Creditinfo Predictor has been developed to provide the consumer with a single assessment of their risk profile. The score is represented by a number from 250 to 900 which is also accompanied by a risk grade ranging from A to E. Essentially, the higher the score the lower the risk. To interpret the score, the key drivers of the score are shown in a series of reason codes. The reason codes are frequently used as an indication of the areas that contribute significantly to the score.
Creditinfo will conduct constant reviews and statistical analysis on the Creditinfo Predictor to ensure users have the most predictive and effective risk assessment tool available to them.