Scoring Report

The Creditinfo Predictor is a report that shows only the scoring information of the subject including a calculation of the historical scoring.

The Creditinfo Predictor has been developed to provide users with a single assessment of the individual. The score is represented by a number from 250 to 900 which is also accompanied by a risk grade ranging from A to E. Essentially, the higher the score the lower the risk. To interpret the score, the key drivers of the score are shown in a series of reason codes. The reason codes are frequently used in manual underwriting as an indication of the areas that require in-depth review.

Creditinfo will conduct constant reviews and statistical analysis on the Creditinfo Predictor to ensure users have the most predictive and effective risk assessment tool available to them.

Users will use this report where they will require only a score and not the detail information to make a calculated decision. This may be for assessment of their existing customer base for:

• The purpose of provisional estimation
• Pre-screening of prospective customers, the benefit of this will be that customers are not contacted for the products that they are not eligible for.
• Cross selling and upselling of products and services
• Monitoring of changes in their risk grade